A home loan in Portugal, reviewed by a specialist.
Entre Chaves is a home loan service for Portugal. Try the free calculators and read the guides, or tell a specialist what you need in about a minute and an authorised credit intermediary will call to explain your options with the lenders it works with.
What you can do there.
In Portuguese. The Entre Chaves site is written in Portuguese, for people in Portugal.
Ask for an analysis
A short form, about a minute.
Three questions: what you need, how much, and how to reach you.
Every common situation
Buy, renegotiate, switch bank, build or invest.
Including young buyers, second homes, emigrants and non-residents.
Simulators
Do the sums before you commit.
Monthly payment, how much you can borrow, effort rate, purchase costs with IMT and stamp duty, fixed or variable rate, loan transfer and early repayment.
Guides
Explained without the small print.
How to buy with a loan, which documents you need, what TAN, TAEG and Euribor mean, and how to switch bank.
A specialist calls
Your case, looked at by a person.
An authorised credit intermediary explains the options and answers your questions.
Free to you
Paid by the lender, not by you.
If you take out a loan through the service, the lender pays a commission.
Who it's for
Home buyers
A new loan to buy a home, including young buyers buying a first home.
Owners with a loan
Renegotiate the loan you have, or move it to another bank.
Builders and investors
Financing to build a home, buy a second home or buy a property to rent or sell.
Emigrants and non-residents
Buying in Portugal while living abroad.
How it works
1
Tell us your case
Three quick questions: what you need, how much, and how to reach you.
2
A specialist calls
They go through your situation with you and answer your questions.
3
Options are studied
The alternatives are looked at across the lenders the intermediary works with.
Who is behind it.
Details come from each product's own published pages, which remain the authority and may be more current.
- The Entre Chaves website and brand belong to Trackfinity Ltd., which runs the site in collaboration with a credit intermediary.
- Credit intermediation is carried out by Margem Poderosa, Lda., a tied credit intermediary (intermediário de crédito vinculado) registered with the Banco de Portugal under number 0008304.
- As a tied intermediary it works only with the institutions it has contracts with, which are not the whole market, so it does not compare every offer available.
- It is paid only by those lenders, when a loan is granted. Nothing is charged to the customer.
- The information and calculators on the site are indicative. They are not an offer or personal advice, and the lender decides on every loan.
Get in touch.
Our own contact form is coming soon. Until then, you can reach each product's team through its own site.